The common thread has been for-profit social enterprise and, with the mission statement to "reverse the decline in soil health at scale", Pela Terra continues that trend. In 2014 the United Nations (FAO) reported that we have just 60 harvests left if we continue "conventional" farming - such is the current rate at which we are destroying the topsoil we depend on for food. Upon moving to Portugal, Alex and his co-founder, Nathan Hadlock, noticed significant demand from Golden Visa seekers hoping to invest in actually improving the country they one day hoped to call home, which the existing market of luxury real estate developments was unable to provide. Alex and Nathan have spent three years building and launching Pela Terra – which is a way for investors to protect their capital from volatility while investing in a sustainable future for Portugal and her residents. Pela Terra raised €20 million in Q4 last year, making them one of the fastest-growing funds on the market.

He has previously served in corporate roles as Managing Director - South Asia and Middle East at AVG America Investments LLC and Director of India at LCR Capital Partners LLC. Ashish lives in the UK in Cambridge, with his wife and son. At Aretha Capital Partners, he works on setting up institution-grade investment funds for retail, HNW and RCBI investors. His primary activities include identifying investment opportunities that align with global due diligence and risk management standards. At Novyy Technologies, his vision is to develop a global, integrated real estate solutions platform, which connects all the missing dots in this fragmented industry.

He has worked closely with private clients and introducers from Switzerland, London, Turkey and South Africa, a role he continues at EQTY Capital. Michael has a PDM in Business Administration from the Wits Business School and a BA (Law and International Relations) from the University of the Witwatersrand.

Having spent a considerable amount of his working life dealing in the foreign exchange, bond and equity markets, he specialises in the structuring and management of investment portfolios and pension assets. A strong advocate of holistic financial advice and tailored investment advice, Paul offers private clients, companies and trusts a complete solution to their financial planning requirements. He specialises in expat financial advice.
As well as looking after the wealth management needs of high-net-worth clients, Paul has been busy developing the Fiduciary Wealth brand into a complete cross-border tax and wealth management advisory service for expatriate clients. In recent years he has been focusing his efforts on developing tax mitigation strategies as part of an overall wealth management service to expats.

His long experience makes him ideally placed to negotiate property purchases for his clients. While considering early retirement, John became so enthusiastic about the benefits of Portugal that he relocated there in 2016, and in 2020 he became permanently resident in Madeira. With his retirement now postponed indefinitely, John advises others on how to make their own move successful via his new company Émigré and its sister online visa service Digital Émigré.

A guest on mainstream financial programmes such as CNBC and WRS, Gavin is also a columnist on international financial issues for popular expat magazines like Frontier, ISIN (international Schools in Switzerland) and International Finance. As a regular speaker who has conducted seminars and workshops across 20 countries on the subject of financial planning from an international perspective, Gavin has developed an excellent understanding of the issues that expatriate workers face when it comes to organising their finances. Gavin is focused on achieving the best outcome for his clients, whilst working with the Blacktower team to be the best and most respected group of financial planners in the industry.

He has worked on some of the biggest real estate projects in Portugal. He has also helped private and corporate clients from more than 15 countries identify and benefit from the best that the Portuguese residential market has to offer in terms of value proposal, R.O.I. and lifestyle.

Patricia worked in London in account management for an international group, building expert sales and operations teams, before founding Global Citizen Solutions. She has recently published the book “How to Buy a Property in Portugal” via GCS’s sister company, Goldcrest Homes.

His career has been mostly in publishing, as founder and CEO of the Open Media Group; publishers of the Algarve Resident newspaper and Essential Algarve magazine amongst other titles. Whilst continuing in his role at Open Media, Bruce supports the management team as a director of Fine & Country Algarve, working primarily on the B2B side of the company. Alongside his roles at Fine & Country and Open Media, he is also a member of the board of directors of the Lisbon-based British Portuguese Chamber of Commerce.

Gonçalo has advised a vast number of private clients and companies throughout the years, in particular regarding investment and tax in Portugal and has assisted with the legal side of very important transactions. Gonçalo has written for multiple Portuguese and international publications and has been invited to speak about legal matters in conferences and events in Portugal and several countries.

Currencies 4 You has been dealing with international payments since 2009. They are recognised industry leaders and provide expert analysis to ensure their clients achieve the most for their money when making cross border payments. Currencies 4 You are a FCA-authorised institution meaning they meet the strict rules outlined in the industry to protect clients and safeguard their funds at all times. Trusted by thousands, Currencies 4 You pride themselves on offering a transparent, simple and highly efficient service to ensure their clients have a stress free experience when dealing with same day international payments. Currencies 4 You are proud to have a 97% referral rate. Getting the best exchange rate is very important but buying currency at the right time is even more important. They can even tailor-make currency contracts around their clients’ individual requirements, to ensure they can cater for any situation their clients might find themselves in.

Dan holds the Diploma for Financial Advisers (DipFA) and advanced qualifications in pensions and investment planning from the Chartered Insurance Institute (CII). He is also a member of the Personal Finance Society (PFS). An expatriate himself, Dan understands the tax regime in Portugal and its interaction with UK legislation and regulations. Dan is supported by a dedicated team of pensions, investment, tax and client service specialists in the Blevins Franks offices in Portugal, Malta and London. Daniel is an adviser for Blevins Franks Wealth Management Limited (BFWML) which is registered with the Malta Financial Services Authority. He is a member of the Chartered Insurance Institute (CII).

Based in the Algarve office, Adrian has in-depth knowledge of the technical issues that high net worth clients face when living or retiring in Portugal. Being an expatriate himself, he has an excellent understanding of the cross-border planning opportunities that moving abroad can offer. Adrian’s industry qualifications include the Certificate in Mortgage Advice and Practice (CeMAP) and the Certificate in Financial Planning (FPC 1, 2 and 3). He also holds the Diploma for Financial Advisers (DipFA).

In 1997 he set up and ran his own independent financial services company in Central London. In 2000 Matthew left the UK to embark on a career in international financial services that took him to Madrid and then on to Lisbon in 2003, where he has settled. He specialises in advising HNWIs on investments and tax planning. A member of the Personal Finance Society, Matthew holds a Diploma in Financial Planning and speaks both Spanish and Portuguese fluently. Matthew is an adviser for Blevins Franks Wealth Management Limited (BFWML) which is registered with the Malta Financial Services Authority. He is a member of the Chartered Insurance Institute (CII).

He has been living and working in Lisbon for 18 years and is registered as an English solicitor with the Portuguese Law Society. He specialises in advising UK residents on their Portuguese investments, including their tax and real estate matters. In order to deal with the high demand for advice on the very favourable tax regime in Portugal (the Non Habitual Tax Residence or NHR Programme) he has formed an experienced bilingual team who provide the full range of advice for NHR applicants, from the preliminary advice to advice on the filing of the first NHR tax return and all of the tax, property and ancillary advice required in between.

Edge International Lawyers is an international law firm with an experienced team of Portuguese Lawyers and Solicitors located in Lisbon, Almancil, Lagos and Porto as well as in London and Cape Verde, providing genuinely international coverage for clients. EDGE offers a full range of legal services and the multi lingual staff have particular expertise in working with Irish and Irish resident clients on property transactions, the NHR programme and other tax matters, also providing assistance to the Irish Embassy as required. EDGE’s Irish senior partner Geoffrey Graham is a solicitor licensed to practice in England and Wales and Portugal, as well as being a Director of the Ireland Portugal Business Network. EDGE’s areas of expertise also include the Golden Visa programme, structuring inward investment into Portugal and estate planning.

She relocated to Lisbon in 2001, working for Barclays International, where she launched their international mortgage product for British clients buying second and holiday homes in Portugal. More recently Judith has been working for the Portuguese government-owned bank Caixa Geral de Depositos in London, working primarily with a network of brokers and direct clients and offering mortgage and banking products and services. Judith is now setting up her own financial consultancy, which will utilise her wide network of contacts and experience to ensure people looking to buy property in Portugal can consider all the financial and mortgage options.

Previously, he was a founding Partner of an independent firm of financial consultants in the Sultanate of Brunei, advising expatriates and high net-worth clients on all aspects of financial planning. This included the use of offshore trusts for prudent tax and investment management. Gavin holds the Diploma for Financial Advisers and full UK Financial Planning Certificate. He is a Member of the Personal Finance Society by Certificate. He has also attended offshore trust and investment courses in Hong Kong, Kuala Lumpur and Sydney.

Afonso has been practicing law since 1987 in Abreu & Marques and was made partner in 1999. He has been the Secretary of the General Meeting of the Portuguese Law Firms Association since 2007. He specialises in commercial and business law, and property transactions and investments.

Besides the law degree from the University of Lisbon, Rebolo has a master’s in legal and financial sciences from the University of Lisbon and a certificate of educational training. She has completed post-graduate studies in economy and management for businesses from University of Évora and in real estate from Católica University.
Rebolo is a member of the Portuguese Bar Association and author of a master thesis “Project Finance: Leverage Mechanism of the Corporate and Economical Framework.” She also wrote the Chambers and Partners article “What About After 5 Years?” Lexology’s article “Growing Chinese investment in the real estate Portuguese market” and more recently the “The new paths to Portuguese citizenship” for Uglobal Immigration Magazine. She was a co-author of the guide “Measures of Labor Flexibility” and Financier Worldwide Magazine’s article “Portugal’s Golden Visa Program.”

AFPOP was established in 1987 and currently has a Membership of over 6,754 Members from over 40 countries, with British Members making up over 55% of the total. Michael moved to Portugal in late 2002 and in March 2003 was appointed CEO of the Association. He has worked outside the UK on 3 occasions, twice in Portugal and once in the Caribbean as First Mate of a luxury yacht. Returning to the UK in 1992 Michael worked in the Nottinghamshire Police communication centre, rising to the position of Control Room Manager, before he decided it was time to look for pastures new.

He develops a significant part of his work to public procurement and public contracts, urban planning, environmental matters, expropriations and administrative litigation. He has wide experience in the real estate sector, construction and public works, participating regularly in arbitration matters related to the execution of public and private works contracts.
Miguel is a regular speaker in seminars and conferences and author of several articles for national and foreign publications.

He has a Degree in Economics, from the Faculdade de Economia da Universidade de Coimbra and holds a post-graduation in Portuguese Taxation from Overgest/ISCTE (Instituto Superior de Ciências do Trabalho e da Empresa). Luís has extensive experience in providing consultancy services to major Portuguese and multinational companies as well as to private clients, namely on personal income tax and Portuguese social security.

He has a Degree in Economics and obtained a postgraduate degree in Tax Management and diplomas on several international courses. He is a personal income tax and immigration specialist at national and international level, has extensive experience in providing assistance to individuals and companies, consolidated over 16 years with PwC, particularly in the area of personal income tax, Social Security and Immigration. He is responsible for managing a national and International portfolio of clients in those areas.

Corinne has a degree in International Relationships from one of the most ancient and prestigious Universities in Europe, Universidade de Coimbra.
She then moved to the Algarve and since 2005 has been working for UCI at the Vilamoura UCI Branch. Her familiarity with an international context and her long experience in mortgage loans makes her the ideal specialist for non-resident buyers.

His clinic provides a wide range of dental services, namely periodontology, prostodontics, general and emergency dentistry, oral hygiene and dental whitening. His clinical experience is vast and is regularly updated through post-graduate courses, thus following the latest developments in the field. Cris is now an expert in the area of dental implants and oral rehabilitation. In addition to dental implants, Cris is one of the most experienced implantologists in Western Europe, having done dental implants since 1987. He celebrated his thousandth dental implant in 2001 and places between 450 and 500 dental implants per year. Cris will be speaking at the Manchester Seminar about the medical system in the Algarve and how health care works in Portugal.

Alan has significant experience in dealing with capital gains tax planning and for high-level inheritance and gift tax planning. He has written on various Private Client topics for industry-specific publications and the national media and has given lectures to business organisations on tax matters as they pertain to Private Clients.
Alan leads the Mazars' entertainment practice that acts as trusted business advisers to global international high-profile entertainers, indigenous performers based in the Irish market and overseas, TV personalities, comedians and actors.

Alongside these, he has also been a Trustee of the Common Investment Fund and has sat on Advisory Board to all subsidiary companies pension schemes including likes of Kuhne & Nagel, Volkswagen Audi Group. Bethell was recruited in 2004 by what is now the TMF Group to set up Global Pension Trustee and Administration business both personal and corporate. TMF Group has 7,500 staff in 82 countries worldwide and apart from Pensions does HR & Payroll, COSEC, Private Clients, Accounting, PERE (Private Equity & Real Estate funds), Escrow service, Structured Finance etc He is also an author of numerous articles on International Pensions in trade press, and been assisting Irish pension scheme members and their advisors since 2012.

Johnny works closely with both clients and their professional advisors in relation to tax efficient pension products across the European Union. Johnny is also a Director of Windsor Wealth Management Limited which is regulated by the Central Bank of Ireland to give pension advice to Irish residents.

Alexandre was also a Financial Professional at AXA US and Managing Partner at French Desk Capital Management in New York City. Prior to that, Alexandre was a buy side Analyst focused on Emerging Markets Equities at Global Emerging Markets Group in New York. He also worked as an Associate at Magna Group Capital Management, focusing on US equities in the biotech, mining, and oil & gas industries. Before moving to Portugal, Alexandre was based in the United States, India, China, and Romania, working on various projects.
Alexandre holds an MBA Degree in International Business from the Baruch College in New York, as well as a Master’s degree in Management & Entrepreneurship from the Superior Institute of Management of Paris. He also completed exchange programs in Tokyo, Hong Kong, Shanghai, and Beijing. He speaks English, French, Spanish, Portuguese, and basic Japanese.